Leading innovation in the financial industry

AI Agent Invector

We are responsible for the implementation of AI in financial companies from start to finish.

Inquiry for introduction

Open the Future of Accounting with AI innovation

Accounting / Financial Special Data

Special information processing such as accounting standards, financial statements, and mathematical formulas.

Data security and Access Control List (ACL)

Designed to selectively retrieve personal or proprietary information based on user authentication.

Hallucination Zero

Achieving 100% accuracy through technology development quoting the workflow of accountants.

Real-time updates on the latest information

Real-time information updates such as legal amendments, press releases, and public announcements.

5 times better performance than OPEN AI in the accounting/finance domain

More precise Sparse Vector Search

Fast and accurate search performance

Sparse Vector Search is one of the technologies used by OpenAI for search, and Invector has significantly enhanced the performance of Sparse Vector Search by using a more sophisticated tokenizer than OpenAI. As a result, users can obtain faster and more accurate search results, efficiently utilizing important information without missing it.

Application of Accounting / Finance Domain Ontology

Building and operating a graph-based database

We have implemented a Multi-Agent query processing system specialized in the accounting field, along with the development of an accounting domain ontology. As a result, we can understand and handle complex terms and regulations used in the accounting field more accurately. Each agent collaborates to grasp the context of queries and enhances analysis based on the ontology, providing accounting data that is more professional and sophisticated than OpenAI's. Consequently, customers can receive prompt and reliable answers to their accounting-related questions.

A Korean embedding model superior to OpenAI

Improving the accuracy of customized search in Korean

Invector has developed a high-performance embedding model specialized in the Korean language, enabling more precise language understanding and processing compared to OpenAI. In particular, it can accurately analyze and interpret complex Korean expressions and terms used in the accounting and finance sectors, providing customers with more reliable information. This maximizes the search performance for accounting documents and regulations written in Korean, allowing customers to receive faster and more accurate results.

Higher reproduction rate

The recall rate of the top 20 documents from the search results is on average 3.5 times higher than OpenAI's latest semantic search.

Standard performance difference

0.092

0.229

Standard performance difference

0.21

0.7

Higher precision

The precision of the top 20 documents resulted from the search is, on average, 2.6 times higher than OpenAI's latest semantic search.

Standard performance difference

0.044

0.145

Standard performance difference

0.15

0.4

Scalable accounting/financial solutions as an AI agent

#001

AI search and document drafting related to accounting/finance

Search for accounting standards

Search for domestic and international tax laws

DART data, edgar natural language search

Check exchange rates, membership prices,
and securities.

Automatic report draft writing

Upload of journal chronological data,

Abnormal transaction alert

Specialist transaction automatic extraction

Automatically update ‘Disclosure Requirements’ that change annually.

Automatic calculation of depreciation and amortization

Automatic generation of month-end adjustment items

Journal Transactions with Anomalies

Date

01-01-2023

01-02-2023

01-03-2023

01-04-2023

01-05-2023

01-06-2023

01-07-2023

01-08-2023

01-09-2023

01-10-2023

01-11-2023

01-12-2023

01-13-2023

01-14-2023

01-15-2023

Accounts Payable and Other Liabilities

short-term borrowings

Account

Sales Revenue

Expenses

Cash

Sales Revenue

Sales Revenue

Expenses

Cash

Cash

Sales Revenue

Accounts Receivable

Sales Revenue

Sales Revenue

Sales Revenue

Sales Revenue

Expenses

Accounts Payable and Other Liabilities

short-term borrowings

Description

Refund

Invoice

Invoice

Purchase

Invoice

Invoice

Invoice

Purchase

Invoice

Refund

Purchase

Refund

Purchase

Invoice

Purchase

Accounts Payable and Other Liabilities

short-term borrowings

Debit

863

2790

7408

8755

5116

6019

1757

7574

6374

95681

84663

3242

4636

1059

6668

Accounts Payable and Other Liabilities

short-term borrowings

Credit

4736

1802

8155

8120

6616

5534

4061

262

6287

8815

9208

2049

5423

4548

3108

Accounts Payable and Other Liabilities

short-term borrowings

Unusual transaction detected!

01-10-2023

Accounts Receivable

Refund

95681

8815

01-11-2023

Sales Revenue

Purchase

84663

9208

#002

Automation of routine accounting for account subjects

#003

Automation related to public disclosure

Automatically check if the items subject to disclosure comply with the latest standards of the regulatory agency.

Automated generation of draft disclosure reports based on disclosure materials and templates.

Corporate valuation AI

Automatic creation of teaser draft

#004

Mergers and Acquisitions

Automatic generation of teaser draft

Automatic report generation

Step 01

Financial statement upload

Corp_2023_Financial_Statements.xlsx

Step 02

Create a prompt

Create an M&A teaser that includes the following information: the year the company was established, key changes in trade names, descriptions of major business areas and services, recent financial status and domestic and international rankings (such as revenue and asset size), the impact of external economic conditions, especially the current status of recent rehabilitation proceedings, main strengths and investment opportunities, transaction methods, and potential investor expectations and synergy creation.

Based on this information, create a summarized M&A teaser for potential investors.

Step 03

Select business field

Aerospace, Defense & Government

Aerospace, Defense & Government

Business & Commercial Services

Consumer Products, Services & Retail

Energy & Natural Resources

Financial Services

Food & Beverages

Healthcare

OO Corporation Teaser Memorandum

Download

OO Corporation

Teaser Memorandum

Oct 2024

OO Company was established in May 1966 as "Bumyung Line Co., Ltd.,” and changed its name to "XX Co., Ltd." in April 1984, then to "OO Co., Ltd." in November 2004. In December 2013, the name was changed to its current title following the separation from Group A.


The company is a comprehensive shipping logistics enterprise that provides maritime transportation services across all areas, focusing on regular and irregular cargo shipping services, including tankers, container ships, mid and large-sized bulk carriers, and LNG carriers.


Thanks to active overseas market development, the company surpassed $6 billion in exports in 2020, and by the end of 2022, it recorded the number one position among domestic bulk shipping companies in terms of sales and asset size, and the third position among shipping companies. It also achieved the top position based on capital size. However, due to the decline in shipping rates resulting from the 2021 global financial crisis, oversupply of vessel capacity, and the burden of long-term charter contracts secured during the market peak, the company initiated rehabilitation procedures in June 2023 and received approval for the rehabilitation plan in November 2023.


The company is currently fulfilling the rehabilitation process defined by law under the direction of a manager and is actively conducting corporate restructuring, resulting in a rapid normalization of its management.


Nevertheless, for the company's long-term growth and development, a swift recovery of trust from business partners and normalization of operations is required. Thus, the company aims to expedite the rehabilitation process through M&A and enhance its competitiveness.


The court has selected B Accounting Firm (hereinafter referred to as the "Manager") as the sale syndicate, and is proceeding with M&A through paid-in capital increases and corporate bond issuance via a third-party allocation method, providing investors with opportunities to expect long-term growth and development through the acquisition of the company, a comprehensive shipping logistics enterprise, thereby creating new business opportunities and synergies.

Strictly Private & Confidential

1. Investment Opportunity

The selling agent will apply the method of attracting external capital through a paid-in capital increase and the issuance of corporate bonds by the method of third-party allocation based on the "Guidelines on M&A in Rehabilitation Procedures," and the implementation method will be public competitive bidding. The above guidelines will continuously be adhered to until the conclusion of this transaction.


More specific and detailed information related to this transaction will be provided through the "Investment Guide (Confidential Information Memorandum)" distributed to those selected as preliminary investors by submitting a letter of intent and a confidentiality commitment, as well as through preliminary due diligence.


This transaction is planned to proceed according to the following schedule. However, depending on the circumstances and progress of the company and the selling agent, the schedule may change flexibly without separate notice.

Promotion schedule

Content

Company Sale Announcement

October 1, 2024 (Wednesday)

Deadline for submission of Letters of Intent

Tuesday, November 4, 2024

Preliminary inspection notice, investment guide sent

Thursday, November 6, 2024

Preliminary due diligence of prospective investors: Including Q&A

November 10, 2024 (Monday)~

November 28, 2024 (Friday)

Submission of Binding Bid

Thursday, December 11, 2024

Selection of Preferred Negotiation Partner

To be announced

MOU signing

To be announced

Strictly Private & Confidential

Transaction Structure and Procedure

Strictly Private & Confidential

Key Investment Highlights

1. The number one bulk carrier in the country

The company is the number one domestic bulk shipping company with over 40 years of experience. Although sales temporarily decreased due to the termination of long-term charter contracts signed during the peak market period with the initiation of the recovery process in 2023, the company still maintains a leading position in the bulk sector, and a rapid recovery is expected through further expansion and improvement in profitability.

The largest and best diagonal holdings in the country

As of the end of 2013, the company had a fleet of 59 bulk carriers in the bulk sector, with a total capacity of 7.6 million DWT, making it the largest in South Korea based on bulk carrier capacity and the eighth largest globally. The average age of the owned vessels is 5.1 years (as of September 30, 2014), which results in relatively lower maintenance costs compared to other companies, and it is expected that additional CAPEX investments for replacing aging vessels will not be necessary for the time being.

Status of bulk carrier sales by company

2020

2021

(Unit: trillion won)

2022

2023

1.9

1.6

2.3

4.7

zero point six

1.6

1.9

4.0

0.4

1.5

2.1

3.8

0.4

1.4

1.8

1.8

K Corporation

HS Corporation

HM Company

OOsa

Company-specific diagonal status

(Unit: Measure)

OOsa

fifty-nine

HS Corporation

49

Ssa

31

P company

24

K Corporation

22

HM Company

17

Company Age Status

(Unit: Year)

OOsa

5.1

HS Corporation

11.0

Ssa

11.0

P company

13.4

K Corporation

14.7

HM Company

20.5

#005

Customer Inquiry AI Chatbot

Automatic answers to users' questions - vocabulary and tone adjustments possible.

Insertion of underlying information is possible.

Insight

As AI fundamentally transforms the way accounting is done, we are innovating together at the center of that change.

Where should I start with AI?

Frequently Asked Questions

Do you want to implement AI, but are you concerned about the accuracy and quality of the data?

Are you worried that the introduction of AI will have little effect?

Are you hesitant because you lack the expertise to handle AI technology?

Are you curious about how far AI agents can go?

Transform the future of accounting with AI-driven innovation.

The AI implementation I've only imagined is possible with Invecter.

Contact

Inquiries about introducing the invector are open 24 hours.

217 Teheran-ro, Gangnam-gu, Seoul, Orange Planet, Room 504

Blog

LinkedIn

Leading innovation in the financial industry

AI Agent Invector

We take responsibility for the implementation of AI in financial companies

from start to finish.

Inquiry for introduction

Open the Future of

Accounting with

AI innovation

Accounting / Financial Special Data

Special information processing such as accounting standards, financial statements, and mathematical formulas.

Data security and Access Control List (ACL)

Designed to selectively search for personal information or

proprietary information based on user authentication

Hallucination Zero

Quoted the accountant's workflow

Achieved 100% accuracy through technological development

Real-time updates on the latest information

Real-time information updates such as legal amendments, press releases, and public announcements.

Real-time updates on the latest information

Real-time information updates such as legal amendments, press releases, and public announcements.

In the accounting/finance domain

5 times better performance than OPEN AI

More precise Sparse Vector Search

Fast and accurate search performance

Sparse Vector Search is one of the technologies used by OpenAI for search, and Invector has significantly enhanced the performance of Sparse Vector Search by using a more sophisticated tokenizer than OpenAI. As a result, users can obtain faster and more accurate search results, efficiently utilizing important information without missing it.

Application of Accounting / Finance Domain Ontology

Building and operating a graph-based database

We have implemented a Multi-Agent query processing system specialized in the accounting field, along with the development of an accounting domain ontology. As a result, we can understand and handle complex terms and regulations used in the accounting field more accurately. Each agent collaborates to grasp the context of queries and enhances analysis based on the ontology, providing accounting data that is more professional and sophisticated than OpenAI's. Consequently, customers can receive prompt and reliable answers to their accounting-related questions.

Superior to OpenAI

Korean embedding model

Improving the accuracy of customized search in Korean

Invector has developed a high-performance embedding model specialized in the Korean language, enabling more precise language understanding and processing compared to OpenAI. In particular, it can accurately analyze and interpret complex Korean expressions and terms used in the accounting and finance sectors, providing customers with more reliable information. This maximizes the search performance for accounting documents and regulations written in Korean, allowing customers to receive faster and more accurate results.

Higher reproduction rate

The recall rate of the top 20 documents from the search results is on average 3.5 times higher than OpenAI's latest semantic search.

Standard performance difference

0.092

0.229

Standard performance difference

0.05

0.7

Higher precision

The recall rate of the top 20 documents returned from the search results is on average 2.6 times higher than OpenAI's latest meaning-based search.

Standard performance difference

0.092

0.229

Standard performance difference

0.05

0.7

As an AI agent

scalable

accounting/financial solutions

AI search and document drafting related to accounting/finance

Search for accounting standards

Search for domestic and international tax laws

DART data, edgar natural language search

Exchange rates and membership prices, securities, etc.

Automatic report draft writing

Automation of routine accounting for account subjects

Search for accounting standards

Search for domestic and international tax laws

DART data, edgar natural language search

Exchange rates and membership prices, securities, etc.

Automatic report draft writing

File upload

Please upload the file.

Uploaded file

01

Inventory Valuation Data.xlsx

Inventory asset evaluation data file

Details of memory semiconductor inventory assets, current market prices, future demand forecasts, estimated selling prices, inventory turnover rates, etc.

02

Sales Deductions Analysis.csv

Sales deduction activity data file

Details of sales incentive activities carried out in the ‘Digital Experience’ sector, revenue deduction policy, estimation criteria for deduction amounts, and the basis for management's judgment.

03

Internal_Control_Documents.pdf

Internal control document file

Documents related to the design and operation of internal controls reviewed during the audit process, control procedures, and operational evaluation results, etc.

04

Consolidated Financials and Subsidiaries List.xlsx

Consolidated financial statements and list of subsidiaries of the company

Consolidated financial statements of Company A, list of subsidiaries, financial information by subsidiary, and details of consolidation adjustments, etc.

05

Accounting Estimates and Assumptions.xlsx

Accounting estimates and assumption related data file

Revenue recognition, provision for sales guarantees, fair value assessment of financial instruments, assumptions and data used for corporate tax estimation, historical experience, market data, etc.

Automatic report generation

A report has been generated.

about the connection exemption certificate

Audit report

Please select the type of document.

Thank you report

Automatic report generation

Automation related to public disclosure

Automatically check if the items subject to disclosure comply with the latest standards of the regulatory agency.

Automated generation of draft disclosure reports based on disclosure materials and templates.

Automatic generation of teaser draft

Automatic report generation

Step 01

Financial statement upload

Corp_2023_Financial_Statements.xlsx

Step 02

Create a prompt

Create an M&A teaser that includes the following information: the year the company was established, key changes in trade names, descriptions of major business areas and services, recent financial status and domestic and international rankings (such as revenue and asset size), the impact of external economic conditions, especially the current status of recent rehabilitation proceedings, main strengths and investment opportunities, transaction methods, and potential investor expectations and synergy creation.

Based on this information, create a summarized M&A teaser for potential investors.

Step 03

Select business field

Aerospace, Defense & Government

Aerospace, Defense & Government

Business & Commercial Services

Consumer Products, Services & Retail

Energy & Natural Resources

Financial Services

Food & Beverages

Healthcare

OO Corporation Teaser Memorandum

Download

OO Corporation

Teaser Memorandum

Oct 2024

OO Company was established in May 1966 as "Bumyung Line Co., Ltd.,” and changed its name to "XX Co., Ltd." in April 1984, then to "OO Co., Ltd." in November 2004. In December 2013, the name was changed to its current title following the separation from Group A.


The company is a comprehensive shipping logistics enterprise that provides maritime transportation services across all areas, focusing on regular and irregular cargo shipping services, including tankers, container ships, mid and large-sized bulk carriers, and LNG carriers.


Thanks to active overseas market development, the company surpassed $6 billion in exports in 2020, and by the end of 2022, it recorded the number one position among domestic bulk shipping companies in terms of sales and asset size, and the third position among shipping companies. It also achieved the top position based on capital size. However, due to the decline in shipping rates resulting from the 2021 global financial crisis, oversupply of vessel capacity, and the burden of long-term charter contracts secured during the market peak, the company initiated rehabilitation procedures in June 2023 and received approval for the rehabilitation plan in November 2023.


The company is currently fulfilling the rehabilitation process defined by law under the direction of a manager and is actively conducting corporate restructuring, resulting in a rapid normalization of its management.


Nevertheless, for the company's long-term growth and development, a swift recovery of trust from business partners and normalization of operations is required. Thus, the company aims to expedite the rehabilitation process through M&A and enhance its competitiveness.


The court has selected B Accounting Firm (hereinafter referred to as the "Manager") as the sale syndicate, and is proceeding with M&A through paid-in capital increases and corporate bond issuance via a third-party allocation method, providing investors with opportunities to expect long-term growth and development through the acquisition of the company, a comprehensive shipping logistics enterprise, thereby creating new business opportunities and synergies.

Strictly Private & Confidential

1. Investment Opportunity

The selling agent will apply the method of attracting external capital through a paid-in capital increase and the issuance of corporate bonds by the method of third-party allocation based on the "Guidelines on M&A in Rehabilitation Procedures," and the implementation method will be public competitive bidding. The above guidelines will continuously be adhered to until the conclusion of this transaction.


More specific and detailed information related to this transaction will be provided through the "Investment Guide (Confidential Information Memorandum)" distributed to those selected as preliminary investors by submitting a letter of intent and a confidentiality commitment, as well as through preliminary due diligence.


This transaction is planned to proceed according to the following schedule. However, depending on the circumstances and progress of the company and the selling agent, the schedule may change flexibly without separate notice.

Promotion schedule

Content

Company Sale Announcement

October 1, 2024 (Wednesday)

Deadline for submission of Letters of Intent

Tuesday, November 4, 2024

Preliminary inspection notice, investment guide sent

Thursday, November 6, 2024

Preliminary due diligence of prospective investors: Including Q&A

November 10, 2024 (Monday)~

November 28, 2024 (Friday)

Submission of Binding Bid

Thursday, December 11, 2024

Selection of Preferred Negotiation Partner

To be announced

MOU signing

To be announced

Strictly Private & Confidential

Transaction Structure and Procedure

Strictly Private & Confidential

Key Investment Highlights

1. The number one bulk carrier in the country

The company is the number one domestic bulk shipping company with over 40 years of experience. Although sales temporarily decreased due to the termination of long-term charter contracts signed during the peak market period with the initiation of the recovery process in 2023, the company still maintains a leading position in the bulk sector, and a rapid recovery is expected through further expansion and improvement in profitability.

The largest and best diagonal holdings in the country

As of the end of 2013, the company had a fleet of 59 bulk carriers in the bulk sector, with a total capacity of 7.6 million DWT, making it the largest in South Korea based on bulk carrier capacity and the eighth largest globally. The average age of the owned vessels is 5.1 years (as of September 30, 2014), which results in relatively lower maintenance costs compared to other companies, and it is expected that additional CAPEX investments for replacing aging vessels will not be necessary for the time being.

Status of bulk carrier sales by company

2020

2021

(Unit: trillion won)

2022

2023

1.9

1.6

2.3

4.7

zero point six

1.6

1.9

4.0

0.4

1.5

2.1

3.8

0.4

1.4

1.8

1.8

K Corporation

HS Corporation

HM Company

OOsa

Company-specific diagonal status

(Unit: Measure)

OOsa

fifty-nine

HS Corporation

49

Ssa

31

P company

24

K Corporation

22

HM Company

17

Company Age Status

(Unit: Year)

OOsa

5.1

HS Corporation

11.0

Ssa

11.0

P company

13.4

K Corporation

14.7

HM Company

20.5

Mergers and Acquisitions

Corporate valuation AI

Automatic creation of teaser draft

Recommend a suitable savings account for me.

AS-IS

AI counselor

I recommend the three most popular savings accounts.

Voluntary savings for employees of small and medium-sized enterprises

OO Bank Free Savings

Youth Housing Dream Subscription Account

Recommend a suitable savings account for me.

TO-BE

Invector Consultant

Based on an analysis of your recent deposits and withdrawals, as well as your asset status, the appropriate products are as follows.


Small Business Employee Free Savings Account: annual interest rate of 2.3%, with a monthly contribution of 300,000 won, expected interest after one year is 82,000 won.


OO Bank Free Savings Account: annual interest rate of 2.5%, with a monthly contribution of 500,000 won, expected interest after one year is 155,000 won.


Youth Housing Dream Subscription Account: annual interest rate of 2.8%, minimum contribution of 1,000,000 won, expected interest after one year is 345,000 won.


The OO Bank Free Savings Account is the most suitable for you, Gil-dong. Would you like to check the details?

View details

Customer Inquiry AI Chatbot

Automatic responses to users' questions

- Vocabulary and tone adjustments available

It is possible to insert underlying information, etc.

Insight

As AI fundamentally transforms the way accounting is done, we are innovating together at the center of that change.

Why aren't there many startups like OpenAI in South Korea?

The reason OpenAI acquired Rockset for over 11 trillion

Will accountants be replaced by AI?

The first introduction of accounting AI in Korea by KICPA

Where should I start with AI?

What should I begin with?

Frequently Asked Questions

Do you want to implement AI, but are you concerned about the accuracy and quality of the data?

Do you want to implement AI, but are you concerned about the accuracy and quality of the data?

Are you worried that the effects of AI implementation might be minimal?

Are you worried that the effects of AI implementation might be minimal?

Are you hesitant due to a lack of specialized knowledge in handling AI technology?

Are you hesitant due to a lack of specialized knowledge in handling AI technology?

Are you curious about how far AI agents can go?

Are you curious about how far AI agents can go?

Contact

Inquiries about introducing the invector are open 24 hours.

Inquiries about introducing the invector are open 24 hours.

217 Teheran-ro, Gangnam-gu, Seoul

Orange Planet, Room 504

Blog

LinkedIn

Transform the future of accounting with AI-driven innovation.

The AI implementation I've only imagined is possible with Invecter.